Save at least 20% of your salary

consistently and invest it in high-growth assets to build long-term wealth.

Automate your savings and investments

ensuring at least 15-20% of your income goes into diversified funds each month.

Start investing early 

 The power of compounding, which can exponentially grow your wealth over time.

Prioritize paying off high-interest debt

to free up more money for investments and savings.

Create an emergency fund covering 6 months of expenses

to protect yourself from financial setbacks.

Limit lifestyle inflation and invest salary increases

to maximize wealth-building potential over time.

Invest 10-15% of your income in tax-saving instruments

to reduce tax liability and increase savings.

Diversify your investments across stocks, bonds, and real estate

minimizing risk while optimizing returns.

Allocate 5-10% of your income toward personal development

to increase your future earning potential.

Reinvest all dividends and interest

to compound your returns and accelerate wealth accumulation.